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FDIC INSURANCE

PRIVACY POLICY

Union Financial Excessive and Luxury Expenditure Policy

Unlawful Internet Gambling Enforcement Act


PRIVACY POLICY

 

FACTS

Rev. 06/2010

 

WHAT DOES Union Savings Bank
DO WITH YOUR PERSONAL INFORMATION? 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Payment history
  • Income and Transaction history
  • Account balances and Credit history or credit worthiness

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Union Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Union Savings Bank share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes 
to offer our products and services to you

No

We don’t share

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes 
information about your transactions and experiences

No

We don’t share

For our affiliates’ everyday business purposes –
information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

Questions?

Call 505-341-5200 or go to www.usbnm.com

Who we are

Who is providing this notice?

Union Savings Bank

What we do

How does Union Savings Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We limit access to information to those employees for whom access is appropriate

How does Union Savings Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Make a wire transfer or Pay us by check
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Union Savings Bank does not have affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include mortgage companies

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Union Savings Bank does not joint market

Other important information

Union Savings Bank will not share information we have collected regarding a terminated account except as permitted by law.